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About the Regional Investment Corporation

The Regional Investment Corporation (RIC) is a new government agency that encourages growth, investment and resilience in Australia’s regional communities. It provides financial solutions for Australian farmers, who due to circumstances outside their control, are in financial need.

The RIC’s low interest farm business loans can make your future more certain. The loans have a 10 year loan term with the first five years interest only. With an interest rate of 3.58% and up to $2 million dollars available they certainly are an attractive form of finance.

The RIC’s farm business loans replace the federal concessional loans scheme that were delivered by the states. Eligibility criteria for the RIC’s loans are the same across all states and territories across Australia. RIC loans can be used to refinance existing debt to free up cashflow, or pay for operating expenses or capital. The RIC encourages farmers not to self-assess, instead call one of their loan assessment team on 1800 875 675 or visit ric.gov.au. They know agribusiness and can talk through your situation.

ric.gov.au